12 Best Small Business Grants for 2026: Top Funding Options for Entrepreneurs

Overview of Small Business Grants in 2026

Small-business grants remain vital for entrepreneurs and startups aiming to launch, expand, or stabilize their companies. In 2026, the small business grant landscape is more competitive and diverse than ever before, with funding opportunities tailored to a wide range of industries, business sizes, and owner backgrounds. This guide highlights 12 significant small-business grants recommended by Inc.com, offering an updated and practical resource for business owners actively seeking funding solutions. For a deeper understanding of the current grant environment, see our overview of the grant landscape in 2026.

Unlike loans, grants for small businesses require no repayment—making them especially attractive for startups and entrepreneurs seeking financial support. Staying on top of grant eligibility requirements, key deadlines, and evolving funding trends in 2026 will significantly boost your chances of winning crucial business grants. Explore the top 2026 grant opportunities for a full picture of the grants available this year.

Federal Grants for Small Businesses

Federal government agencies offer some of the largest small-business grants in the U.S. The Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs stand out among the most sought-after federal grants for 2026, supporting businesses in technology, innovation, and research. Grants.gov remains the authoritative platform for discovering available federal funding opportunities. To learn how to find and apply for federal grants online, see our Grants.gov home page resource.

Other important 2026 federal grants include funding from the U.S. Department of Agriculture for rural businesses and specialized programs from the Minority Business Development Agency (MBDA) designed to support minority entrepreneurs. To improve your odds, focus on crafting compelling grant proposals and carefully follow each program’s criteria. For more on 2026 federal grant opportunities and how to create a winning application, check out key 2026 federal grant opportunities and winning application strategies.

State and Local Small Business Grants

State and local governments offer small-business grants with unique requirements, deadlines, and focus areas. Many states plan to expand small business grant programs in 2026 to promote community growth, technology adoption, and local economic development. For a clear comparison between government grants and private foundation grants, see our breakdown of key differences and how to apply.

Your state’s economic development website is a valuable resource for finding current small business grants. Local Small Business Development Centers (SBDCs) frequently offer essential application support, increasing your likelihood of success. State and local business grants often have less competition than federal grant programs, making local research especially rewarding. Uncover hidden small-business grants and untapped funding sources to strengthen your funding strategy.

Industry-Specific Grants

Several grants in 2026 are customized for specific industries such as technology, agriculture, clean energy, and the arts. Notably, the National Science Foundation’s seed grants and Department of Energy’s cleantech funding support startups in innovation-driven fields. To explore top 2026 grant opportunities for early-stage startups, visit our comprehensive funding guide.

Industry associations and major corporations like Amazon are also expanding their small business grant offerings, including the Amazon 2025-2026 Small Business Grants program. Understanding industry-oriented funding options helps you identify grants that align with your business strengths and growth plans. Browse the list of top grants to apply for in 2026 for even more funding opportunities.

Minority-Owned Business Grants

2026 continues to see expanded funding for minority entrepreneurs through both public and private small business grant programs. Organizations such as the MBDA, National Minority Supplier Development Council, and various local agencies are increasing their support to address persistent gaps in business financing. For insights on top grant funding trends and upcoming opportunities for small teams in 2026, explore our recommended resources to help position your business for success.

Applicants will need to verify ownership status and demonstrate positive community or economic impact to qualify. Many of these small business grants offer mentoring, networking, and technical assistance alongside direct financial support.

Women-Owned Business Grants

Grant funding for women-owned businesses is available from organizations such as the Amber Grant Foundation, the Cartier Women’s Initiative, and the SBA’s Women’s Business Centers. A continued focus on diversity is expected to drive more funding for women entrepreneurs in 2026. For expert tips to boost your application, see our expert guide on secrets for winning a grant in 2026.

Typically, qualifying businesses must be at least 51% female-owned and highlight how their work supports gender equity or community betterment.

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