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Are There Really Totally Free Grants Out There?

Everyone hears about the free grants that are available to people, but very few people believe that they actually exist or know where to get them. Whether you are looking to go back to school, obtain assistance with childcare, open a business, or buy a house, there is very likely a grant out there for you.

If you are wanting to obtain a government grant to pursue an education, be sure to fill out the Free Application for Federal Student Aid. Filling out this form is the first step to apply for most educational grants, such as the Pell Grant. The Pell Grant is a need based educational grant that can award students up to $5,350 each year to attend college or trade school. Many states also offer grants, so be sure to check with your state's Department of Education and inquire about possible grants.

If you are looking for childcare assistance you should contact you state welfare office and inquire about these types of grants. These types of grants are plentiful because the government sees assisting you with your childcare expenses as a wise financial investment, because paying to have your children in childcare means that you can work.

Business grants are plentiful, especially for women and minorities, though grants are available for all American citizens to apply for. If you are wanting to apply for a business grant it is important that you have a reasonable business proposal in place and ready for review. The amount of a business grant can be as little as a few hundred dollars to as much as several hundred thousand dollars. The size of your grant will depend upon a variety of factors, such as how much you apply for, the funds that are available, what type of business you are wanting to open, and the strength of your business proposal.

Grants are also available to assist you in buying a home. Many grants only cover the down payment. Others are more generous, providing funding for a much larger portion of the cost of the home. The most grants are available to first time home buyers, though you can be considered a first time home buyer if you have not owned a home in the last five years. Be sure to outline how a grant for this home would impact your life and assist you in becoming a stable, contributing member of society.

The government is likely to provide grants to anyone that they believe if going to be a wise financial investment. The primary place to look for business and home grants is This is the federal government's website for grants. It has several grants listed and is updated frequently.