Updated: 09/02/2010

Billions of dollars in Government grants are allocated each year to help US citizens afford college tuition, seed new business ideas, aid homeowners, provide job training, and protect the most vulnerable in our communities. Grants.com is committed to helping citizens cut through the red tape of the grant world and secure the funding they need.

We educate potential applicants by offering the most up-to-date information about which grants are still open and available. Grants.com explains how to best comply with specific grant requirements and how to create an effective grant application that will insure that you become the recipient of a coveted grant allocation. When it comes to navigating the non-profit sector the critical information of Grants.com is your most important resource.

Using Grants.com will make all the difference in helping you get awarded your fair share of funding. Below is most current information of participating agencies and non-profits and their grant opportunities for 2009-2010:

Personal Grants

These grant initiatives are aimed at hardworking citizens who are hit by financial hard times. Personal Grants have helped people stay afloat during this downturn in the economy. Allocations help homeowners avoid losing their homes to foreclosures and provide the opportunity to refinance sub-prime loans that were the product of predatory lending practices.

Personal Grants also assist citizens with the equivalent of a “micro-stimulus” grant. These grants often create enough of cash-flow for recipients to sidestep filing for bankruptcy. Some recipients have spent the money on an item like a computer or a car that may help them get a job or be able to better commute to work and therefore eradicate the root problem of their situation.

Business Grants

The Government understands that in order to pull the economy out of the tailspin we are currently in, it is essential for business leaders to be able to make bold decisions and take real chances. Business Grants are allocated to help reduce some of the downside for businesses that might otherwise be too risk-averse to invest.

These business stipends stimulate corporate spending, encourage job creation, and foster innovations and entrepreneurship.

Money from Business Grants can be spent on:

• Starting a New Business
• Expanding an Existing Business
• Training Employees
• Securing Additional Capital Investments

Educational Grants

When the Government offers Educational Grants it is literally investing in your future and banking on your potential to become a hard-working professional and productive member of our society. A good education is one of the biggest factors in helping to improve people’s lot in life and has the ability to open doors of opportunity.

Educational Grants help with paying for their tuition, purchasing school supplies, and linking up students with much sought after work-study programs.

In addition to funding students, the Federal and State government funds schools and teachers as well. From training programs for educators to allocations for books and other educational supplies there are Educational Grants available to improve your school.

Housing Grants

Since the sub-prime housing crisis hit, the government has been particularly keen on helping to stabilize and improve the hobbled housing market. Housing Grants are earmarked to provide housing subsidies and low-interest loans. Homeowners who were victim to predatory lending are eligible for additional assistance to avoid foreclosure. Some Housing Grants even act as bridge loans and offer funds for temporary housing. In an effort to jumpstart the housing market, the Government also offers grants and rebates to encourage first time homeowners so they will purchase their first home.

Minority Grants

Minority Grants are need-based grants awarded to help minorities. Some Federal and State grants are designed to benefit citizens who are ethnic minorities (like African American, Hispanic, Native American, and Asian). Other Minority Grants target women and disadvantaged students, and people with disabilities. This aid was created to provide a financial leg-up in the face of adversity and help diversify the workplace and the field of education.

Minority Grant money can be used for:

• Paying for College Tuition
• Disability Resources
• Starting a new business
• Housing subsidies