Updated: 01/27/2012

Grants.com can help you cut through the red tape of the grant world and secure the funding you need to make positive changes in your life and community. There are government grant programs with billions of dollars available to help citizens afford college tuition, fund new business plans, aid homeowners, provide job training and protect the most disadvantaged sectors of our communities too.

Grants.com can help educate potential applicants with the most up-to-date information about which grants are available and where to find them. Grants.com can show you how to comply with specific grant requirements and how to create an application that will increase your chances of becoming a recipient. Grants.com is your best resource for navigating both the non-profit and government grant sectors.

Grants.com can make all the difference between merely applying for grants and actually getting awarded your fair share of available funding. You’ll also want to be sure to check out the current status of participating agencies and non-profits and their grant opportunities for 2010.

Personal Grants

Personal grants are initiatives aimed at helping out our citizens who are experiencing temporary financial hard times. Personal grants can make a big difference to people trying to stay afloat in this downward turned economy. A personal grant can prevent homeowners avoid losing their homes to foreclosure and may also provide an opportunity to get out from under sub-prime loans and predatory lending practices of the past.

A personal grant can sometimes also create enough cash-flow for recipients to avoid filing for bankruptcy. Grant money can also provide enough cash for a computer or a car that can help a person get a job or get to work and eliminate a main problem in their employment situation.

Business Grants

It requires cash to expand a business and in order to pull our economy out of the downward spiral we are currently in, business leaders need to be able to take chances and make bold decisions. Business Grants can help reduce some of the downsides for small business plans that might otherwise be too risky to implement.

Business grants have the multiple benefits of stimulating corporate spending, encouraging job creation and fostering innovation and entrepreneurship.

Business Grants are often applied to:

• Starting a New Business
• Expanding an Existing Business
• Training Employees
• Securing Additional Capital Investments

Educational Grants

The government knows a good education is a main factor in helping to improve people’s lives and has the ability to open many doors of opportunity.

Educational Grants are a way of investing in the future and banking on a person’s ability to become an educated and productive member of our society.

Traditionally, most educational grants are utilized to pay for tuition, school supplies, and other education opportunities like work-study programs.

In addition to funding individual students, there are educational grants available to improve schools too, as Federal and state government funds can be applied to things like training programs for educators and allocations for books and other educational supplies too.

Housing Grants

Housing Grants are an effective way the government can address the sub-prime housing crisis and help stabilize and improve the compromised housing market. Housing Grants can provide housing subsidies and low-interest loans to homeowners who were the victims of predatory lending and are trying to avoid foreclosure. Housing Grants can also be used as bridge loans for temporary housing. The government also offers different types of housing grants to first-time homebuyers to help them get into markets they could not otherwise reach.

Minority Grants

Some Federal and State programs are designed to help minorities in need-based programs with grants aimed at ethnic minority populations like African Americans, Hispanics, Native Americans and Asians. Other minority grants are given to groups like women, disadvantaged students and people with disabilities. Minority grants were created to provide financial assistance for people faced with adversity and help diversify the workplace and the field of education at the same time.

Minority Grant money can be applied to:

• Paying for College Tuition
• Disability Resources
• Starting a new business
• Housing subsidies